One Platform all cryptocurrency
Move between crypto and cash, plus grow your assets with Bima lending. The complete financial solution for your cryptocurrency in Kenya.
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Why Choose Paynance
We have built the most comprehensive platform for managing both your crypto transactions and lending needs in one place.
Lightning Fast
Conversions and lending operations completed in minutes. Get your funds quickly when you need them.
Bank-Level Security
Advanced encryption and security protocols keep your financial data, assets, and lending positions safe.
Competitive Rates
Get the best conversion rates with minimal fees and attractive lending and borrowing interest rates.
How Paynance Works
Our simple process lets you manage both your crypto transactions and DeFi lending in one unified platform.
Connect Wallet
Securely link your cryptocurrency wallet to your Paynance account with a single click.
Choose Service
Select from buying crypto, selling crypto, depositing to Bima lending, or borrowing against your assets.
Set Parameters
Specify amounts, select currencies, or define lending terms based on your financial goals.
Complete Transaction
Confirm and execute with real-time tracking for all operations, whether exchange or lending activity.
Services Tailored for You
Whether you are a trader, investor, or just getting started with crypto, our platform provides comprehensive tools for transactions and lending in one unified experience.
M-Pesa Integration
Direct transfers to and from your M-Pesa account
Bima Lending Platform
Deposit crypto to earn interest and borrow against your assets
Multiple Cryptocurrencies
Support for BTC, ETH, USDT and more for both transactions and lending
Crypto On-ramp
Buy crypto directly using M-Pesa or bank transfer
Crypto Off-ramp
Cash out crypto to your bank account or M-Pesa
Bima Deposits
Earn competitive interest rates on your crypto deposits
Bima Borrowing
Access liquidity by borrowing against your crypto assets
What Our Users Say
Join thousands of satisfied users across Kenya and beyond.
James Kimani
Business Owner
Paynance has transformed how I handle my crypto investments. The direct withdrawal to my bank account has made managing my business liquidity much easier.
Sarah Wanjiru
Freelancer
As someone who gets paid in cryptocurrency, Paynance lets me easily convert to M-Pesa when I need local currency. The rates are fair and the process is seamless.
Omar Mohamed
Crypto Trader
The M-Pesa on-ramp is perfect for quickly buying crypto when I spot a good opportunity. No more waiting days for bank transfers to clear!
Your Complete Crypto Finance Solution
Join thousands of users who trust Paynance for both seamless crypto transactions and DeFi lending services.